After completing an application for insurance, the insurance producer collects the premiums but deposits the check in the insurance producer’s checking account. What crime has been committed?
The typical group disability income insurance policy EXCLUDES coverage for disability resulting from:
All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:
When a producer engages in unfair practices, all of the following are true EXCEPT:
When a single major medical contract covers all medical expenses, the plan is considered to be:
Medical expense insurance typically EXCLUDES coverage for treatment of:
Group health insurance contracts providing coverage for employees in more than one state are usually controlled by the laws of the state where:
Pre-existing conditions include conditions of health that:
When the employer pays the premium, covered individuals normally receive tax-free benefits under all of the following group health plans EXCEPT:
Which type of Medicare Supplement information can be used without prior state approval?
Before issuing a policy of long-term care insurance to an applicant who is at least 80 years old, unless the policy is guaranteed issue, the carrier shall obtain a:
A health maintenance organization may issue a contract that provides benefits for the following:
All advertisements for health insurance shall make clear the identity of the:
An insurance producer's license may be suspended or revoked by:
All of the following services are covered under the Medicare Supplement preventive care benefit EXCEPT:
An insurance policy could be issued to cover losses resulting from any of the following EXCEPT:
All of the following are true of insurance EXCEPT:
The free-look period provided in a life insurance policy is usually:
In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:
Reasonable and customary charges for health care are based primarily on:
When the insured’s willful failure to disclose a material fact at the time of application is discovered by the insurer shortly after the policy is issued:
The waiver of premium provision in a disability income policy provides that premiums will be waived during:
The Maryland Health Insurance Plan is designed to provide comprehensive health benefits for:
An insured’s statements on an accident and health insurance application are deemed to be:
The Maryland Insurance Administration is an agency of the:
In dental insurance coverage, which one of the following typically is EXCLUDED?
All of the following are common features found in health maintenance organizations (HMOs) EXCEPT: